Us Century Bank Takes On Larger Regional Competitors As It Continues Steady Growth Under Octavio Hernandez

To fill what he perceived as a local shortage of true community banks, Octavio Hernandez helped found U.S. Century Bank about five years ago. The bank turned a profit after its first three months, he says, and now has more than $1 billion in assets and $175 million in capital. Eighteen branches and growing, U.S. Century competes with larger, regional banks more than community operations, Mr. Hernandez says, but maintains a "family" feel through it all.

He was interviewed in U.S. Century Bank’s Doral headquarters by Miami Today staff writer Risa Polansky.

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